Insurance & Financing

The overall cost of your dental treatment may vary depending on your individual needs and treatment plan. Before your appointment begins, our MGS Dental staff will discuss the cost of your treatment, dental insurance options, payment options and even dental financing options available to you, so that you can make an informed choice about your financing.

Cash, Credit Cards, & Checks

For full payments at the time of service, we accept cash, all major credit cards, and checks.

Dental Insurance

At MGS Dental, we accept all dental insurance plans. Our staff is always happy to help you with dental insurance claims and any other paperwork. We’ll always work with your dental insurance provider to make sure that your dental coverage suits your needs and fits your budget. Feel free to give us a call at(978) 851-7012 if you have any questions about your dental insurance coverage.

Dental Financing Options

We accept three different dental financing options at our office:

  • CareCredit is a type of dental financing option that can help you pay for dental procedures up-front and then pay it back later. You can easily apply for dental financing through their website, and once you’re approved, they’ll finance up to 100% of your bills (which is great for expensive procedures.)

  • LendingClub is another dental financing option similar to CareCredit except that instead of a credit card, it’s a loan. You can apply to take out the amount you’d need for your procedure, and if you’re approved, you’ll receive the money in a matter of days. Once your procedure fully paid, you can pay the money back at a low-interest rate. Even better, there’s no payment due for 3-7 weeks!

  • HCS HCS is a dental financing option that allows patients to finance their care with low, 12-84 month payments. You can easily pre-qualify in under a minute with the platform’s easy online form.

  • iCare iCare is a dental financing option allows you to make affordable monthly payments towards your dental care. To register, there’s NO credit check and you’re instantly approved to start using the financing plan at 0% interest during your visit at MGS Dental. No sudden spikes, no hidden fees. What could be better than that?

If you have any questions about the dental insurance and dental financing options that we accept, give MGS Dental a call at (978) 851-7012 today!


New Patient Special


Cleaning, Exam & X-Rays ($322 Value)

Paid at The Same Day Of Services

Free Bleaching Trays


custom bleaching trays with any completed and paid treatment over $2000

Jumpstart Special


offer for our teeth bleaching regimen (Includes in-office whitening + at-home bleaching trays.).